HELPING YOUR FAMILY After you’re gone It’s hard to think about final expenses. But since no one can predict the future, now is a good time to plan ahead. Our Individual Whole Life insurance policy lets you choose the benefit amount to help your loved ones after you’re gone. Both you and your spouse* may apply 5% premium discount for your spouse** Issue ages ranging from 50–85 Your premiums will not increase Optional terminal illness and accident riders*** Call me today to receive a quote. It’s never too soon to start planning for the future. Please call XXX-XXX-XXXX or email [contact name], (an independent agent), at [company sending email] today.

Insured by Loyal American Life Insurance Company. *In DC, also a Domestic Partner or Party to a Civil Union. **Only available if both individuals apply at the same time. Discount is applied to the policy of the youngest spouse. ***Riders are available for an additional premium. This is a solicitation for insurance and an insurance agent/producer may contact you. Product availability varies by state. These policies have exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. For cost and complete details of coverage, contact your insurance agent/producer or the company. Policy Forms: ICC14-LY-WLP et al, LY-WLP et al. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LOYAL-4-0022-C-V2-ID     © 2018 Cigna. Some content provided under license. 886623a 01/18