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This is a promotional email from [agent/agency name]. |
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MORE COVERAGE
FOR LESS STRESS |
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Hospital Indemnity Insurance from Cigna.
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DID YOU KNOW?
The national average for a hospital stay is 4.5 days,
at an average cost of $10,400 per day = $46,800.1
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A Cigna Hospital Indemnity policy, underwritten by Loyal American Life Insurance Company, offers coverage for unexpected hospital stay expenses that may not be covered by other insurance plans. Benefit payments can be used as you see fit. |
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Pays a fixed benefit to you or your desigee for hospital stays resulting from a covered injury or illness.2 The money can be used as you choose. Benefits may be paid directly to the hospital upon assignment. |
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Policies issued to individuals aged 50–85. Guaranteed renewable for life regardless of age or health.3 |
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No network restrictions. That means you’ll be paid the same benefit amounts no matter which hospital you choose. |
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Coverage available for yourself, spouse/domestic partner
or family. |
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Riders may be available for purchase. Areas of coverage include accidents, cancer, heart attack and stroke.4 |
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Contact [Name here] with [company name here], a licensed, independent agent/producer, to learn how you can make Cigna Hospital Indemnity work for you.
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1. Centrak, Decreasing the Patient Length of Stay, May 6, 2020.
2. The term “hospital” does not include a clinic or facility, including a skilled nursing facility or an urgent care center, or a unit of a hospital for: rehabilitation, convalescent care, custodial care, educational or nursing care for the aged, care for chemical dependence or alcohol dependence, or used exclusively for the treatment of mental and nervous disorders.
3. The company reserves the right to increase premiums on a class basis.
4. Coverage varies by state and may not be available in all states.
Loyal American Life Insurance Company, PO Box 5710, Scranton, PA, 18505.
THIS POLICY PAYS LIMITED BENEFITS ONLY. IT DOES NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND IS NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE.
This is a solicitation for insurance. An insurance agent/producer may contact you. Product availability varies by state. These policies contain exclusions and limitations. Reduction of benefits and terms under which the policy may be continued in force or discontinued may also apply. For cost and complete details of coverage, contact your insurance agent/producer or the company. Policy form: LY-HISR-BA, LY-HISR-BA-SC1-ID, LY-HISR-BA-SC2-ID, LY-HISR-BA-SC3-ID, LY-HISR-BA-OR, LY-HISR-BA-TN, LY-HISR-BA-TX.
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
Privacy Policy
962361 05/22 LOYAL-13-0005-C4 © 2022 Cigna. Some content provided under license. |
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