Cigna Supplemental Benefits
Cigna’s Final Expense Insurance, insured by Loyal American Life Insurance Company, offers two types of benefit coverage – Level Benefit Plan and Modified Benefit Plan – to help pay final expenses and help protect what is most important.
Skyrocket your profits with a solid product.
See why the current market is calling for this product. Discover how much opportunity there is and why Cigna’s Final Expense is so easy to sell.
Sell a competitive product that pays.
Two spouses may apply at once |
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5% spousal premium discount* |
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No annual policy fee |
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No medical exams |
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No height and weight chart |
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Issue ages 50–85 |
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100% can be sold to people who already have life insurance |
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0% increase on premiums |
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Why sell Cigna’s Final Expense product?
Policies issued quickly |
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Advanced commissions paid daily – up to 9 months |
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Final commissions are front-loaded |
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Quick business issue, clean cases issue in 3–4 days |
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No wet signature needed for phone sales |
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Monthly sales incentives for extra earning opportunities |
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ExpressQuote on cell phones for on-the-go quotes** |
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Online Express App for fast quotes, proposals and paperless applications |
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In-depth portfolio of products for cross-selling |
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Ready-to-go marketing materials to send to customers |
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AgentView website, one-stop agent website with product portfolio, sales tools, training and more |
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