Shorter look back. Enhanced riders. We’ve upgraded Flexible Choice. Welcome to 2.0. We’ve enhanced our Flexible Choice Cancer and Heart Attack & Stroke product, insured by Loyal American Life Insurance Company. It’s now easier to sell and meets more of your customers' needs. Great for you Four new rider solutions offer comprehensive coverage to your customers.1 Benefit Builder – increases benefit amount each year, up to 35 years Radiation and Chemotherapy – coverage for cancer treatment expenses Specified Disease/Critical Illness – extra benefits for covered conditions Accident Indemnity – helps cover expenses after an accident Five-year look back. We’ve shortened our underwriting look-back period from 10 to five years, allowing customers more opportunities to qualify for coverage Great for your customers Benefits range from $5K to $75K2 Flexible lump–sum payout for customers to use however they choose Policies available for issue from age 18–99 Guaranteed renewable for life3 Issue-age rated3 Simplified issue underwriting Coverage options for individual, couple, single-parent family and two-parent family VANCOUVER2021 Like nowhere else. Like nobody else. Earn 300% IAP4 toward Cigna Supplemental Benefits’ annual incentive trip to Vancouver next year. Join us June 13–17, 2021.

Riders are available at an additional premium. Availability varies by state. A maximum total of $75,000 of coverage is available for similar policies from our combined family of companies. Subject to the company’s right to increase premiums on a class basis. See policy documents for details. Issued annualized premium.

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