At Cigna, we’re uniquely positioned to help boost your sales, provide support, and give your customers more ways to save money and get healthier.
Broker sales
NEW competitive rates
- Plan N offers lowest rates in some states
- Plan N offers lower premium than Plans F and G
- Plan N Savings Scenario compared to Plan G
Up to 15-month advances paid daily1
Broker support
Download ”benefits at a glance” reference guide
View Training Deck
View the recent and upcoming state releases
Go to our Broker Portal to:
- Order brochures and other marketing materials
- Access Express App
- Access business forms
“Benefits at a glance” reference guide
Plan N Savings Scenario5
Plan N has comparable coverage to Plan G but requires customers to pay Part B copays for some office visits (up to $20) and ER visits (up to $50), as well as Part B excess charges (15% more than what Medicare covers). Over 96% of U.S. doctors choose to participate with Medicare and agree only to charge the amount Medicare has approved for the services.6 Therefore, for the vast majority of customers, the additional cost sharing of Plan N is limited to the $20 and $50 copays. Plan G would cost $107.54, which is $31 more per month. If a customer were to visit the doctor twice a year (take away $40 in total copays), they would still end up saving $332 a year.
| Plan costs | Plan G | Plan N |
|---|---|---|
| Per-month premium | $107.54 | $76.54 |
| Doctor visit copay | $0 | $20/$50 |
| Two doctor visits per year | $0 | $40 |
| Total year | $1,290.48 | $958.48 |