Plan N has comparable coverage to Plan G but requires customers to pay Part B copays for some office visits (up to $20) and ER visits (up to $50), as well as Part B excess charges (15% more than what Medicare covers). Over 96% of U.S. doctors choose to participate with Medicare and agree only to charge the amount Medicare has approved for the services.6 Therefore, for the vast majority of customers, the additional cost sharing of Plan N is limited to the $20 and $50 copays. Plan G would cost $107.54, which is $31 more per month. If a customer were to visit the doctor twice a year (take away $40 in total copays), they would still end up saving $332 a year.
|Plan costs||Plan G||Plan N|
|Doctor visit copay||$0||$20/$50|
|Doctor visits per year||2 @ $0||2 @ $40|